Entries by Doug

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Why flood insurance is a must in South Carolina

Do you have flood insurance? Many people opt to opt out of flood insurance unless they live directly next to the Atlantic, on one of our state’s many lakes, or next to a river or stream. Logically, it makes sense – why pay for flood insurance if you’re not near water? But unfortunately, you don’t have to live by the water to be affected by a flood in South Carolina.

How your credit score affects your insurance rates

If you’ve ever purchased a car, applied for a mortgage, or taken out a loan, you know how important your credit score is to how much you’ll pay in interest. Little-known fact: Your credit score affects how much you’ll pay for insurance, too.

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6 Things That Influence Your Car Insurance Rates

If you’re looking for affordable car insurance in South Carolina, you’re probably wondering why some people pay less and some people pay more for car insurance, often for the exact same vehicle!

Insurance carriers look at a variety of factors to determine how much each driver should pay for car insurance. These factors determine how likely the driver is to file a claim and, in turn, cost the company money. Here are five things that affect your car insurance rates in South Carolina.