Renters often think they don’t need insurance, but you’ve worked hard for what you have!
Why Renter’s Insurance?
Our friendly, personal service means you get coverage without the stress!
Do I really need renters insurance?
Edwards Insurance Agency
Many people think that since they don’t own the home they live in, they don’t actually need insurance. Unfortunately, they find out all too late how expensive it is to replace their belongings after a fire, storm, or burglary.
Your landlord’s homeowners insurance DOES NOT cover your belongings in case of a disaster!
Experiment: Go through your home and add up the value of all of your furniture, clothing, electronics, shoes, and jewelry. More than likely, even if you’re just starting out on your own, that number will reach into tens of thousands of dollars!
What does renters insurance cover?
Edwards Insurance Agency
Renters insurance covers the contents of your home or apartment including:
- Kitchen equipment such as pots, pans, and dishes
- Damage to someone else’s property that’s in your home (like a friend’s computer left at your place)
- Medical bills if someone is injured at your place
Renters insurance covers damage to your property caused by:
- Smoke damage
- Water damage
How much does renters insurance cost?
Renters insurance policies are typically very affordable. Since you’re not insuring the structure itself, just what’s inside of it, renters insurance is substantially less expensive than homeowners insurance.
The actual amount you’ll pay for renters insurance depends on the value of your belongings. Call us today to get an accurate quote.
Don’t get left out in the cold
Renters insurance not only protects your property, but it also protects your quality of life, as well. If something happens to your apartment or home that makes it uninhabitable, renter’s insurance can help you pay the cost of a new apartment or a hotel while your place is being repaired or rebuilt. It can also help you pay for food during that time.
Do I need to buy renters flood insurance, too?
If you live in a floodplain or near a body of water such as a creek, river, or the ocean, it’s a good idea to purchase flood insurance. Typical renter’s insurance policies do not cover damage caused by flooding, so its important to cover yourself in the event that a flood damages your apartment and your belongings.
What Our Clients are Saying…
Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!
I made the change to Edwards Insurance about 10 years ago and I haven’t looked back! Tripp and Pepe are on top my needs and proactively reach out to me with savings when they see the right opportunity for me. I actually recommended that my dad move thing over to Tripp and they take good care of the old man. We are not a number with them, you can tell that they care about us.
Edwards Insurance handles all of our personal and business insurance. The customer service that we receive is the best we have ever dealt with. The rates are always competitive. They truly know how to take care of our family and our business. Tripp and Pepe and their team are top notch and could not imagine ever going anywhere else! Thank you for everything you all do for us!
We think you all are the absolute best people and the best insurance company we have ever worked with. We know Tripp and Pepe care about us and always take the time to help us with all of our needs with a smile on their face! Can’t say enough good things about Edwards Insurance!
I am so happy I was referred to Edwards Insurance Agency during my move to South Carolina. Miranda Pittman made my transition during a very busy time stress-free writing new policies for homeowners, auto, and golf cart insurance. I feel confident in my coverage and the ease of working with the team at Edwards is such a refreshing customer service experience!