If someone is injured on the job, they’ll receive the care they need.
Our friendly agents will help you find a policy to fit your needs.
What does workers compensation insurance cover?
Edwards Insurance Agency
- Associated medical bills from an injury at work
- Lost wages while your employees take time off work to recover
- Disability benefits if necessary
- Death benefits in the event an employee loses their life in a workplace accident or related illness
- Retraining costs if an employee can’t return to their previous position after an injury
Some factors that affect workers comp premium include:
Why does my business need workers comp insurance?
In South Carolina, businesses with four or more employees are legally required to have workers compensation insurance. It does not matter if those employees are full time or part time, or if your workers are related to you. If you have at least four employees, you are required to purchase worker’s comp insurance.
Even if you don’t yet have four employees, the cost of purchasing workers comp insurance is far less than paying for an employee’s medical bills out of pocket. As we all know, a trip to the ER can cost upwards of $100,000, and long-term care can quickly escalate into millions of dollars. Workers comp protects you from losing your life savings to an accident at your workplace.
How much does workers comp insurance cost in South Carolina?
Workers comp insurance premiums are affected by many different factors. The best way to know for sure what you can expect to pay is to give us a call so we can give you an accurate quote.
What Our Clients are Saying…
Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!
Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage! More content here more content here and more content here.