business liability insuranceBUSINESS LIABILITY
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Business Liability Insurance

Edwards Insurance Agency

Business liability insurance protects you from all sorts of claims related to your business, including bodily injury, property damage, and more.

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Lawsuit Protection

Liability insurance steps in so you don’t have to walk into court.

Protect your reputation

Insurance allows you to take care of incidents before they escalate.

Personalized service

Our friendly agents make it easy to get the coverage you need.

General liability

What’s the difference between a business owner policy and a business liability policy?

A business owner policy differs from business liability insurance in that a business owner policy protects you from both property and liability losses, whereas a business liability policy only covers liability losses.

What does business liability insurance cover?

  • Bodily Injury

    Slip and fall accidents at your place of business are covered, as well as other types of injuries. This can keep you out of court and help your business avoid expensive lawsuits. Bodily injury coverage is important for any type of business, as accidents can happen to anyone and any time!

  • Product Liability

    If you sell a product or provide a service that unknowingly causes damage to a person or their property, business liability insurance covers you.

  • Property Damage Liability

    Especially important if you perform services at locations outside your business, property damage liability insurance covers you if you accidentally damage a customer’s property.

  • Medical Payments

    This coverage includes medical bills as well as funeral costs if a person is injured or killed while at your place of business.

  • Damages to Rented Property

    If you’ve rented a space in which you conduct business, such as a retail space in a commercial center or an office space at a complex, you are liable if something gets damaged, such as a grease fire at your restaurant causing damage to the building itself.

What does business general liability insurance NOT cover?

Like any other type of business insurance in South Carolina, not all situations are covered by one policy. A general liability business policy does not cover:

  • Workers Compensation

    General business liability coverage does not cover workers injured at their place of employment. You’ll need to purchase workers compensation coverage.

  • Auto Insurance for your business

    Company vehicles like delivery trucks or company cars will need to be covered under a commercial  auto insurance policy.

  • Commercial Property

    If you own your building, you’ll need commercial property insurance to cover the building itself and its contents.

How much does business liability insurance cost?

Business liability coverage is very affordable for all types of businesses. What’s not affordable? Spending months in court battling claims that you don’t want to pay out of pocket. The best way to know what your business liability coverage will cost is to give us a call so we can give you an accurate quote.

Protect your business today
Call us!

The business insurance experts at Edwards Insurance Agency can help you figure out exactly what type of coverage you need to protect your business. Give us a call today for peace of mind tomorrow.

What Our Clients are Saying…

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage! More content here more content here and more content here.

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