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Motorcycle Insurance

Edwards Insurance Agency

There’s nothing like the feeling of a long stretch of highway, a rumbling engine, and two-wheeled freedom. Edwards Insurance Agency can help you find a motorcycle insurance policy that protects you and your bike whether you’re on the road or have your bike packed away for winter.

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Motorcycle Insurance That’s Right For You!

Confidence on two wheels

Motorcycle insurance lets you ride with peace of mind.

Storage protection

If something happens to your bike when it’s at home, you’re covered.

Personalized service

The friendly agents at Edwards Insurance make getting coverage easy.

Do I need motorcycle insurance in South Carolina?

Edwards Insurance Agency

South Carolina law requires all bikers to have motorcycle insurance if they ride on any state road. If you only ride your dirt bike on private property, insurance is not required, but it’s still a good way to protect yourself and your bike in case you have an accident or damage someone’s property.

Type of motorcycle insurance coverage:

You’re best protected when you have layers of insurance on your bike. That way, if something happens, you’re not paying expensive medical bills or property damage out of pocket. These are some of the most popular types of motorcycle coverage for motorcyclists in South Carolina.

  • Liability Insurance

    This is the minimum required insurance coverage for motorcyclists. It pays for the other driver’s property damage and medical bills in case you cause an accident. It does not cover your own bike or medical bills.

  • Collision Coverage

    If you’re in an accident while on your bike, collision coverage covers your bike and your medical bills.

  • Comprehensive Coverage

    Comprehensive coverage goes beyond accident coverage and helps you repair or replace you bike in the event of storm damage, theft, or vandalism.

  • Uninsured/underinsured motorist coverage

    Unfortunately, getting into an accident with a motorist without insurance (or without adequate coverage) is shockingly common. Save yourself the hassle and cost of taking them to court with uninsured/underinsured motorist coverage.

  • Bodily injury

    Bodily injury motorcycle coverage covers medical expenses and lost wages for the other driver if you’re at fault in an accident.

How much does motorcycle insurance cost?

The cost of motorcycle insurance depends on a number of factors, including the age and value of your bike and your driving record. Our insurance agents can help you find ways to reduce your premiums and still get the best coverage available.

Do I need to insure my motorcycle while it’s stored for the winter?

It’s always a good idea to have insurance on your bike, even if you’re not riding it.

For one, you don’t want to waste a perfect early spring day because you don’t have insurance and can’t legally take your bike out for a ride.

For two, if a winter ice storm causes a tree to fall on your garage and it destroys your bike, or if thieves help themselves to your motorcycle while you’re away seeing family on Christmas, insurance can replace your bike so you don’t miss a minute once the weather warms up.

Get motorcycle insurance in South Carolina today
Call us!

The motorcycle insurance experts at Edwards Insurance will help you find a policy that covers your bike without breaking the bank.

Give us a call today.

What Our Clients are Saying…

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage! More content here more content here and more content here.

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