HomeownersHOMEOWNERS
INSURANCE
Homeowners on cul de sac

GET A FREE QUOTE!

Homeowners Insurance

Edwards Insurance Agency

For most people, their home is their largest investment. Homeowners insurance helps you protect your home against fire, storm damage, and more. Protect your Greenville area home today – call us!

864-292-5502

Home

GET A FREE QUOTE!

Homeowners Insurance thats right for you!

Affordable coverage

Insure your South Carolina home and save money with Edwards Insurance Agency.

Coastal home coverage

Homes near water need extra care to make sure they’re properly covered. We can help!

PERSONALIZED SERVICE

We’re famous for our friendly, hometown service with a smile.

What does homeowner’s insurance cover?

Edwards Insurance Agency

Family outside of their home

Homeowners insurance covers damage to your home that’s caused by a qualifying event such as fire, theft, and storm damage, including:

  • If someone is hurt while on your property
  • If one of your pets causes damage or personal injury
  • Damage or theft of the contents of your home
  • Fencing repair or replacement
  • Landscaping replacement
  • Tree removal
  • Accommodations while your home is being repaired or rebuilt

Three types of homeowners insurance coverage:

  • Actual Cash Value

    Actual cash value covers the market value of your home and its contents. That means how much your home and its contents are worth now, not what you paid for them.

    This means if you paid $4000 for a couch 10 years ago, you’d receive reimbursement for the amount you could sell it for today, which is generally significantly less. The amount your insurance company will pay out after an incident takes into account the depreciation of any assets since you purchased them.

  • Replacement Cost

    A replacement cost policy covers the original value of your home and its contents without deducting for depreciation. In the event of an incident, you’d be given the amount to replace your home and its contents for their original value.

    Though this is a better choice than an actual cash value policy, if your home or its contents are several years old, you may have trouble replacing them today for the price you paid when you bought them.

  • Guaranteed Replacement Value

    A guaranteed replacement value policy is the most comprehensive way to cover your home and ensure you can replace your home and belongings. Whatever it costs to rebuild your home and replace its contents, that’s what a guaranteed replacement value policy will pay in a qualifying event.

security system

Ways to lower your homeowners insurance costs 

Insurance protects your home, but there are things you can do to protect your home, too, that help you lower your homeowner’s insurance costs.

Things like:

  • Fire alarms
  • A security system
  • Having working smoke alarms
  • Storm shutters
  • New wiring

Protect your largest investment
Call us!

Our South Carolina homeowners insurance experts are here to help you find the policy you need to protect your home and your quality of life. Give us a call today.

What Our Clients are Saying…

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!

I made the change to Edwards Insurance about 10 years ago and I haven’t looked back! Tripp and Pepe are on top my needs and proactively reach out to me with savings when they see the right opportunity for me. I actually recommended that my dad move thing over to Tripp and they take good care of the old man. We are not a number with them, you can tell that they care about us.

Edwards Insurance handles all of our personal and business insurance. The customer service that we receive is the best we have ever dealt with. The rates are always competitive. They truly know how to take care of our family and our business. Tripp and Pepe and their team are top notch and could not imagine ever going anywhere else! Thank you for everything you all do for us!

We think you all are the absolute best people and the best insurance company we have ever worked with.  We know Tripp and Pepe care about us and always take the time to help us with all of our needs with a smile on their face! Can’t say enough good things about Edwards Insurance!

I am so happy I was referred to Edwards Insurance Agency during my move to South Carolina. Miranda Pittman made my transition during a very busy time stress-free writing new policies for homeowners, auto, and golf cart insurance. I feel confident in my coverage and the ease of working with the team at Edwards is such a refreshing customer service experience!

© 2022 Edwards Insurance Agency