Frozen Pipes

We’re so close to walking in a winter wonderland. As those of us here in South Carolina prepare for the joy of winter holidays and traveling to see family and friends, it’s important to remember to prepare our homes for winter conditions that can lead to homeowners insurance claims.

flooded home

Do you have flood insurance? Many people opt to opt out of flood insurance unless they live directly next to the Atlantic, on one of our state’s many lakes, or next to a river or stream. Logically, it makes sense – why pay for flood insurance if you’re not near water? But unfortunately, you don’t have to live by the water to be affected by a flood in South Carolina.


You’ve purchased a comprehensive homeowners insurance policy from Edwards Insurance Agency in Taylors, SC. That means that if something happens at your residence like a fire, break-in, tornado or hurricane, your belongings are protected, right? Well, yes … but not always.


Everybody wants to save money on homeowners insurance in South Carolina, but they want to have plenty of fun features in their homes, too! Unfortunately, some of the most-loved features of fun-loving homeowners can also raise the premiums of their homeowners insurance. Here are the top five most popular home features that can raise your rates.