flooded home

Do you have flood insurance? Many people opt to opt out of flood insurance unless they live directly next to the Atlantic, on one of our state’s many lakes, or next to a river or stream. Logically, it makes sense – why pay for flood insurance if you’re not near water? But unfortunately, you don’t have to live by the water to be affected by a flood in South Carolina.


You’ve purchased a comprehensive homeowners insurance policy from Edwards Insurance Agency in Taylors, SC. That means that if something happens at your residence like a fire, break-in, tornado or hurricane, your belongings are protected, right? Well, yes … but not always.


Everybody wants to save money on homeowners insurance in South Carolina, but they want to have plenty of fun features in their homes, too! Unfortunately, some of the most-loved features of fun-loving homeowners can also raise the premiums of their homeowners insurance. Here are the top five most popular home features that can raise your rates.

swimming pool

The temperature is rising, and so are homeowners claims! With summer’s outdoor fun and intense storms, the chance that you’ll find yourself filing a homeowners claim for an accident, injury or storm rises with the thermometer. Here are three of the most common summertime homeowners claims and what you can do to decrease the likelihood that they’ll happen to you.