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What does commercial property insurance cover?
Commercial property insurance covers your building itself as well as it’s contents and even your outdoor sign. With a commercial property policy, all of the following is covered in case of loss or damage:
- The building itself
- Outdoor signage
- Computers and POS systems
- Personal belongings
- Fences and landscaping
- Other people’s property that is at your place of business
What does business liability insurance cover?
What does commercial property insurance NOT cover?
Commercial property insurance covers a lot, but it doesn’t cover everything. Some situations that are not covered by commercial property insurance include:
How much does commercial property insurance cost in South Carolina?
Premiums for commercial property insurance vary due to a number of factors, so it’s impossible to tell answer “What does commercial property insurance cos?t” without knowing your unique situation. Call us today for a quote.
Premiums for your commercial property insurance will be affected by:
- Your building’s size and value
- Whether or not it is built from fire-resistant materials
- Whether or not it’s in an area prone to storm damage
- Your type of business. A retail shop carries less risk than a restaurant.
- Presence of alarm systems and sprinklers
- Proximity to a fire station or fire hydrant
Ways to reduce your commercial property premiums
Just like homeowner’s insurance, there are lots of things you can do to lower your insurance premiums. When you make your property safer and less prone to damage, your premiums become reduced.
Some things you can do include:
- Updating old electrical systems
- Invest in a security system
- Install a sprinkler system
- Want more ideas? Call us.
What Our Clients are Saying…
Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!
Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage! More content here more content here and more content here.