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Inland Marine Insurance

Edwards Insurance Agency

Inland marine insurance covers your cargo or freight while it’s being transported over land via truck or train, or while it’s being warehoused by a third party vendor. Especially important if you deal in high-value goods, inland marine insurance is critical to keeping your profits safe when they’re not in your hands.

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Protect Your Profits

Don’t let stolen or damaged cargo ruin your P&L.

Make Shipping Safer

Ship your goods to and from anywhere with peace of mind.

Personalized service

Our insurance experts will help you find a plan perfect for you.

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What does inland marine cover?

If you regularly ship high-value products or equipment, inland marine covers you in the event of theft, loss, or damage. Such items may include:

  • Computer equipment
  • Heavy machinery
  • Specialized technology
  • Jewelry
  • Medical equipment
  • Specialized goods
  • Fine art

Commercial property insurance only covers goods at your property

Inland marine is considered a “floater policy” because it goes wherever your cargo goes. Commercial property insurance does not cover your items while they are in transit either to or from your place of business.

Speciality types of inland marine

Inland marine policies can be customized to fit your business. Here are some types of inland marine insurance policies for specialized businesses.

  • Contractor’s Tools and Equipment Insurance

    Shipping equipment and materials to a job site? Contractor’s tools and equipment insurance makes sure you’re covered if something is lost, damaged or stolen. This type of coverage is also referred to as equipment floater insurance.

  • Installation Floaters Insurance

    Installation businesses can use this type of insurance to cover materials such as doors and windows, copper wire, custom metalwork, and other materials on the way to a job site or that are waiting at the site to be installed.

  • Motor Truck Cargo Coverage

    This type of coverage insures customer cargo while you transport or warehouse it.

Won’t my basic property insurance cover shipped goods?

Basic business insurance typically provides some level of protection for your goods in transit, but it’s often not sufficient to cover a load of expensive equipment. That’s why South Carolina businesses, who often ship goods to and from our ports and warehouses, choose to purchase inland marine. Inland marine covers specialty equipment and high-value items that your other business insurance policies may not cover.

Inland marine is for more than just goods

Many South Carolina business owners purchase inland marine insurance to cover the cost of their goods being shipped around the country, but that’s not the only thing this type of business insurance covers.

If you are regularly shipping any type of valuable items, such as materials you need for sales presentations or trade shows, inland marine also covers those important items from theft, loss and damage.

Also, if you regularly ship customer property, inland marine protects you from paying the replacement price if their items are lost or damaged.

Protect your goods when they’re out of your hands – Call us!

Edwards Insurance Agency in Taylors, S.C. helps business owners all over the state protect their cargo with inland marine insurance. Give us a call today.

What Our Clients are Saying…

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage! More content here more content here and more content here.

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