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ATV insurance


ATV insurance

Edwards Insurance Agency

Some vehicles are built for fun. If your family enjoys the outdoors in a golf cart, gator, four-wheeler or ATV, Edwards Insurance in Taylors, S.C. can help you find an ATV insurance policy that gives you peace of mind while you’re enjoying all our great state has to offer.

ATV riders


ATV Insurance That’s Right For You!

Hit the trail

Public four-wheeler trails require that you carry insurance on your ATV.

Affordable coverage

Peace of mind fits in your budget with ease when you call us.


Our friendly agents will help you find the coverage you need.

Who needs ATV insurance?

Edwards Insurance Agency

golf carts

ATV insurance is applicable for:

  • All-terrain vehicles
  • Four-wheelers
  • Golf carts
  • Gators

Types of ATV insurance

If you’re only planning to drive your ATV or gold cart on private property, insurance is not required in South Carolina, but it’s still a very good idea. Not only does it allow you to drive on state-maintained trail roads, but it also gives you peace of mind knowing that your investment in your ATV is protected – and so are you!

There are several different types of affordable ATV insurance. Call us today, and one of our friendly agents will walk you through your options and help you choose an ATV policy that’s perfect for your personal all-terrain vehicle.

  • Liability Insurance

    ATV liability coverage covers property damage and bodily harm to others if you are at fault in an accident with your ATV.

  • Collision ATV coverage

    Collision coverage covers the cost of repair or replacement of your ATV in case you’re in an accident.

  • Comprehensive Coverage

    Comprehensive coverage pays for damage from storms, vandalism, certain natural disasters, and theft. It does not cover accidents.

  • Bodily Injury Liability

    If you’re in an accident in your ATV and you’re at fault, bodily injury liability coverage covers loss of income and medical bills for the people involved.

  • Uninsured/underinsured motorist coverage

    If you’re enjoying your ATV in a location with other drivers, such as a public ATV trail, you’re at risk of getting into an accident with someone without insurance or without sufficient coverage.

    Uninsured/underinsured motorist coverage protects you from spending expensive time in court trying to get your claims paid by the party at fault. This type of coverage also protects you if you’re involved in a hit and run accident.

  • Medical Payments

    Medical payments coverage pays above and beyond your regular insurance coverage to take care of medical bills. This type of coverage pays for your own medical bills as well as those of the other driver and passengers in case of an accident.


How much does ATV insurance cost in South Carolina?

ATV insurance is very affordable. At Edwards Insurance Agency, we work with number of insurance carriers who offer low-cost insurance plans to South Carolina drivers.

Need affordable ATV coverage in South Carolina?
Call us!

Edwards Insurance Agency knows how much South Carolinians enjoy the outdoors, and we work with our clients to make sure that they have the ATV coverage they need get out and play with peace of mind. Contact us today.

What Our Clients are Saying…

Great team looking out for their clients. They are always available to give advice and point you in the right direction with your insurance needs! I know they have my family protected with the right home and auto coverage!

I made the change to Edwards Insurance about 10 years ago and I haven’t looked back! Tripp and Pepe are on top my needs and proactively reach out to me with savings when they see the right opportunity for me. I actually recommended that my dad move thing over to Tripp and they take good care of the old man. We are not a number with them, you can tell that they care about us.

Edwards Insurance handles all of our personal and business insurance. The customer service that we receive is the best we have ever dealt with. The rates are always competitive. They truly know how to take care of our family and our business. Tripp and Pepe and their team are top notch and could not imagine ever going anywhere else! Thank you for everything you all do for us!

We think you all are the absolute best people and the best insurance company we have ever worked with.  We know Tripp and Pepe care about us and always take the time to help us with all of our needs with a smile on their face! Can’t say enough good things about Edwards Insurance!

I am so happy I was referred to Edwards Insurance Agency during my move to South Carolina. Miranda Pittman made my transition during a very busy time stress-free writing new policies for homeowners, auto, and golf cart insurance. I feel confident in my coverage and the ease of working with the team at Edwards is such a refreshing customer service experience!

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