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Comprehensive coverage covers your commercial vehicles against damage or loss that does not involve an accident, such a storm damage theft or vandalism.

Every commercial vehicle in South Carolina is required by law to carry at least liability coverage. Liability coverage covers the other driver’s vehicle and bodily injuries in an accident. It does not cover your own vehicle and medical bills if the accident is your company’s fault.

Collision coverage pays for repairs to your commercial vehicle after an accident. Whether another vehicle hits your company car, you hit another vehicle, or you accidentally hit an object, collision coverage has you covered.

When it comes to truly customized protection, you can add additional layers of protection to your commercial vehicle insurance policy.

Medical coverage protects your business if your vehicle is at fault in an accident and causes medical bills that exceed the coverage of your original policy. Medical coverage covers your driver, passengers in your vehicle, and the driver and passengers in any other vehicles involved.

You’d be shocked how many drivers are on the road every day either without insurance or without enough insurance to properly cover a claim. Uninsured and underinsured motorist coverage takes care of expenses from an accident that’s not your fault if the other driver’s insurance isn’t enough to cover your bills.