Umbrella Insurance Policies

You think you’ve done everything you’re supposed to. You’ve got homeowners insurance, car insurance, life insurance, and medical insurance. So no matter what sort of disaster comes your way, you’re covered, right? Unfortunately, maybe not.

Wondering if you need business insurance as a sole proprietor? When you’re your own boss and only employee, looking into your insurance options may take a back seat to all the many things you have to accomplish each day as a business owner. That’s why we compiled this short list of types of insurance that sole proprietors need.

man driving a car for work

Do you use your personal vehicle for work, either for your own company or the company that you work for? You may not realize it, but personal auto insurance often does NOT cover business use of a vehicle.

injured on the job

In South Carolina, any business with four or more employees is required to have workers’ compensation insurance, but there are some exceptions. Want to know if your business needs to carry workers’ compensation insurance for its employees?