christmas gifts

Hoping Santa brings you something really special this Christmas, like fancy new fishing equipment, a TV the size of a small car, or a brand-new diamond necklace? We hope you get your wish! Once the wrapping paper is all cleaned up and the holiday excitement has died down, there’s one more thing to do before the holidays are over – review your homeowners insurance coverage.

Umbrella Insurance Policies

You think you’ve done everything you’re supposed to. You’ve got homeowners insurance, car insurance, life insurance, and medical insurance. So no matter what sort of disaster comes your way, you’re covered, right? Unfortunately, maybe not.

Umbrella policy

It’s a nightmare scenario: you’re at fault in a serious car accident or someone is badly injured in your home, and you’re sued for an amount far above the coverage of your automobile or homeowner’s insurance … and you lose…