Boating season is almost over. The hot days and warm nights that make a day on the water the perfect pastime are about to disappear for the winter, and that means your boat is about to go into storage for the cold winter months. Does that mean you can cancel your boat insurance during the winter months and take a break from paying your premiums?
Does a sole proprietor need business insurance?
Business Insurance, Sole ProprietorWondering if you need business insurance as a sole proprietor? When you’re your own boss and only employee, looking into your insurance options may take a back seat to all the many things you have to accomplish each day as a business owner. That’s why we compiled this short list of types of insurance that sole proprietors need.
Does personal auto insurance cover business use of my vehicle?
Auto InsuranceDo you use your personal vehicle for work, either for your own company or the company that you work for? You may not realize it, but personal auto insurance often does NOT cover business use of a vehicle.
Does your company need workers’ compensation insurance?
Workers CompensationIn South Carolina, any business with four or more employees is required to have workers’ compensation insurance, but there are some exceptions. Want to know if your business needs to carry workers’ compensation insurance for its employees?
Does my boat need insurance while it’s stored for the winter?
Boat InsuranceBoating season is almost over. The hot days and warm nights that make a day on the water the perfect pastime are about to disappear for the winter, and that means your boat is about to go into storage for the cold winter months. Does that mean you can cancel your boat insurance during the winter months and take a break from paying your premiums?