Your child is all grown up and getting the first set of keys to freedom! This time of life is so exciting for your child and maybe a little bit scary for you. Not only is your child going to be on the road with other drivers, which can keep you up at night all on its own, but now you’ve also got to find a car for your new driver that’s affordable to insure. We’ve all heard horror stories of how expensive it can be to insure a new driver, and you don’t want to fall victim to a budget-busting car insurance bill.

Fortunately for you, there are plenty of cars on the market today that are affordable to insure. Here are the top five most affordable cars to insure for your new driver. Keep in mind that your child’s insurance premium may be higher or lower depending on many factors such as where you live, the trim packager you choose, and more.

Chevrolet Cruze 

The 2022 Chevy Cruze beats every car on this list for affordability. If you’re looking for a low-cost vehicle for your new driver, but don’t want to go the “used car” route, a Chevy Cruze gives your child the reliability of a new car at a used car price. Great gas mileage, built-in 4G LTE Wifi hotspot and Apple CarPlay make the Cruze the perfect starter car for this generation of tech natives.

Pricing for a 2022 Chevy Cruze starts at an impressive $17,995 and insuring it will cost around $1,300 a year.

Subaru Outback 

Somewhere between a station wagon and an SUV is the Subaru Outback. Your child will love having all this space if he or she likes to kayak, mountain bike, or participates in sports or the arts and needs lots of room for hauling. The Subaru’s all-wheel-drive makes it a great choice for accessing off-road trails and driving in dangerous weather conditions, keeping your adventurous child safer while they’re out exploring their newfound automotive freedom.

Pricing for a 2022 Subaru Outback starts at $27,645. Insurance costs about $1,400 a year.

Mazda CX-5 

The Mazda CX-5 drives like a dream, with loads of built-in driver-assistance features to help your new driver feel confident on the road. This little SUV has plenty of room for hauling sporting equipment or art projects while looking great on the road with a style your child will love.

Pricing for a 2022 Mazda CX-5 starts at just $26,250. Insurance costs around $1,400 per year.

Toyota C-HR 

This Toyota hatchback makes up for what it lacks in space with out-and-loud styling that can’t be missed. While it looks sporty and fast, it’s got a 4-cylinder engine that will keep your child from breaking speed records and giving you heart palpitations.

Pricing for a 2022 Toyota CH-R starts at $25,615 and insuring it will cost around $1,400 per year.

Honda Civic 

Generations of new drivers have loved the Honda Civic. Timeless styling and fun to drive, the Honda Civic is small enough to be manageable for brand-new drivers, but it’s still got plenty of space for friends, dogs, camping gear, and school projects.

Pricing for the 2022 Honda Civic starts at just $22,550. Insurance rates for a Honda Civic are around $1,400 per year.

Looking for affordable car insurance for your new driver? 

Give us a call. The new-driver experts at Edwards Insurance Agency in Taylors, S.C. know all the ways to get you the very best coverage for the lowest rates, no matter who’s driving.