You think you’ve done everything you’re supposed to. You’ve got homeowners insurance, car insurance, life insurance, and medical insurance. So no matter what sort of disaster comes your way, you’re covered, right? Unfortunately, maybe not.
It’s a nightmare scenario: you’re at fault in a serious car accident or someone is badly injured in your home, and you’re sued for an amount far above the coverage of your automobile or homeowner’s insurance … and you lose…
