6 Tips To Avoid A Motorcycle Insurance Claim

6 Safety Tips To Help You Avoid A Motorcycle Insurance Claim 

If you can manage to keep yourself indoors during this incredible South Carolina spring weather, you’ve got more willpower than we do here at Edwards Insurance Agency! This sunny, blue-sky, cool-breeze spring weather is just too gorgeous not to enjoy – especially on a motorcycle. If you want to enjoy South Carolina’s scenic highways on the back of a steel horse, but you don’t want to have your fun ruined by a motorcycle insurance claim, here are some things to keep in mind as you explore our great state on two wheels. 

First things first – Make sure you’ve got motorcycle insurance! 

Motorcycle insurance is required in all 50 states of the United States. So whether you’re planning a day cruise of the scenic highways and byways near your home, or an interstate road trip to Georgia, Tennessee, North Carolina or somewhere else, you need motorcycle insurance. Give us a call today to find the best price on coverage so you can enjoy peace of mind on the open road. 

Wear protective gear, even though it’s warm outside 

Motorcycle gear like chaps, leather jackets, and motorcycle boots aren’t just stylish – they’re protective. Without the added bonus of a metal frame around you, as you’d have in a car, durable motorcycle gear protects your body from flying road debris like rocks and sticks kicked up by other vehicles, and can even prevent road rash in case of an accident. Yes, spring rides are warmer, but don’t let those rising temps tempt you into skipping protective gear. And never forget your helmet! 

Watch the weather 

Rain and storms can make driving conditions more difficult for cars and trucks, but they can spell disaster for motorcyclists. Always check the weather before you head out for a ride, and stay home or have a contingency plan if the weather has a chance of turning sour while you’re out. Wet weather is a major cause of motorcycle insurance claims, so choose your ride day carefully. 

Use caution at intersections 

Intersections are one of the most dangerous locations on the road. In fact, 35% of accidents happen at intersections, according to the National Highway Traffic Safety Administration. Never assume that the other drivers at an intersection will do what you expect them to do. Err on the side of caution at all intersections.

Take a motorcycle safety course 

Whether you’re a brand-new rider or have been motorcycling for decades, a motorcycle safety course can help you learn the tricks and techniques of driving a motorcycle that can help you avoid crashes, drive defensively, and save you from having to file a motorcycle insurance claim. Some motorcycle insurance companies will even give you a discount on your premiums if you complete an approved motorcycle safety course. Motorcycle safety courses are available both in-person and online, so it’s easy to fit into your schedule. 

Make yourself more visible

All-black motorcycle gear looks really cool, but it doesn’t help you be seen by other drivers. Consider buying a leather jacket with reflective stripes, a brightly-colored helmet, colorful saddle bags or a colored bike. And don’t forget to always use your headlight – day or night. The better other drivers are able to see you, the less chance you’ll have of being in an accident. 

Need help with motorcycle insurance? 

Don’t let a lack of motorcycle insurance keep you from enjoying South Carolina’s highways this spring. Give us a call today. We can help you find an affordable motorcycle insurance policy that keeps you protected and suits your budget.