5 Ways to Lower Your Motorcycle Insurance Premiums
Nobody wants to pay too much for motorcycle insurance! While some South Carolina motorcyclists opt for low-cost motorcycle insurance with shoddy coverage but low rates, at Edwards Insurance Agency in Taylors, S.C., we know how important it is to have real coverage should something go wrong! That’s why we always recommend that our clients get a great policy, and then use “tricks of the trade” to lower their motorcycle insurance premiums. Better coverage for less money is always a winning formula.
Talk to your South Carolina Insurance agent today and see if you can save money on your motorcycle premiums with these tips below.
Raise your deductible
Your motorcycle insurance deductible is the amount of money you have to pay out of pocket on a claim before your insurance begins to cover costs. Raising your deductible is the easiest, fastest, and most direct way to lower your motorcycle insurance premiums.
Bundle your motorcycle, home and auto policies
Buying in bulk is a great way to save on anything – including motorcycle insurance! If your current insurance carrier for your home and auto policies also offers motorcycle insurance, you can usually save a bundle by bundling your policies. Contact your South Carolina insurance agent to see if you can bundle with your current carrier and save.
Take a motorcycle safety course
Many motorcycle insurance companies will give you a discount for taking a motorcycle safety course. After all, the better driver you are, the less likely you are to have an accident and cost your insurance company money. There are a wealth of organizations that offer motorcycle safety courses in South Carolina. Ask your insurance company if there is a specific company you should complete a course with to earn their discount.
Opt for a less-expensive bike
Expensive vehicles — even motorcycles — cost more to insure. An easy way to lower your motorcycle insurance premiums is to trade your luxury road hog in for a cheaper motorcycle. You’ll also save on bike payments, too.
Talk to your insurance agent
At Edwards Insurance Agency, we work with all the major carriers for motorcycle insurance and plenty of companies you may not be familiar with, too. When clients come to us looking for a policy for their motorcycle, we scour our database to find the best price on the best coverage. This is why it’s better to work with an insurance agent rather than buy motorcycle insurance online. We can compare rates from hundreds of companies and policies at once, so you get the best policy at the best price without spending hundreds of frustrating hours surfing the internet.
Need an affordable motorcycle insurance policy? Call us!
Edwards Insurance Agency in Taylors, S.C. helps bikers all over South Carolina and the Southeast save on coverage that protects them, their finances and their future with affordable motorcycle coverage. Give us a call today!