What to Do After a Car Accident: A Step-by-Step Guide
No one ever plans to be in a car accident, but knowing what to do immediately afterward can make a big difference — for your safety, your claim, and your peace of mind. At Edwards Insurance Agency, we’re here to guide you every step of the way. Here’s what to do if you find yourself in a collision:
1. Check for Injuries
First and foremost, check yourself and passengers for injuries. If anyone is hurt, call 911 immediately. Your safety and health come first.
2. Move to a Safe Location
If the accident is minor and your car is still drivable, move it to the side of the road to avoid blocking traffic. Turn on your hazard lights to alert other drivers.
3. Call the Police
Even if the accident seems minor, it’s important to call the police and get an official report. This report can be crucial when filing an insurance claim.
4. Exchange Information
Gather key information from the other driver(s), including:
- Full name and contact details
- Insurance company and policy number
- Driver’s license and license plate number
- Make, model, and color of the vehicle
- Location of the accident
5. Document the Scene
Take clear photos of all vehicles involved, any damage, the surrounding area, and any relevant road signs or signals. If there are witnesses, ask for their contact information as well.
6. Notify Your Insurance Company
Contact your insurance agent or company as soon as possible to report the accident. Provide them with all the information you’ve collected. Our team at Edwards Insurance is always available to help guide you through the process.
7. Seek Medical Attention
Even if you feel fine, it’s wise to see a doctor. Some injuries may not be immediately noticeable. A prompt medical evaluation can protect your health and strengthen your claim.
8. Keep Records
Save all documents related to the accident, including the police report, medical bills, repair estimates, and correspondence with your insurance company.
9. Understand Your Coverage
Review your insurance policy so you know what is covered and what to expect. If you have questions, don’t hesitate to reach out to your Edwards Insurance agent — we’re here to make the process as smooth as possible.
Accidents can be overwhelming, but you don’t have to navigate them alone. We are here to be your partner in protecting what matters most. If you have questions or need to file a claim, contact us today. We’re always ready to help!
